Which Credit Cards Have the Best Rates?

There are several companies that offer low apr cards, but many times you'll need a high credit score.You can choose to apply for a 0% apr credit card, but if you want to carry a balance, this interest rate is only temporary. The key is to apply for a card offers a 0% interest rate for a longer period of time and doesn't charge an annual fee.

There are also some cards that offer the intro 0 apr on purchases, but not balance transfers, some on balance transfers but not purchases. If you want both, check the offer to make sure you can receive that 0% introductory rate on both purchases and balance transfers (and that there is not a fee for balances that you transfer).

Use Free Credit Card Finder above to find the right card for you. There are card features, ratings and reviews, so you can see the best available. Once you've found a card that you like, apply for a credit card online for free. You may be approved for a card within 24 hours!